Business Owner Status

Select the Social Status That Best Fits Your Business Creation

As a business owner, securing your financial stability in case of work incapacity, disability, or other risks is a top priority. Your company depends largely on you.

  • Would your income be sufficient in case of work stoppage?
  • Could you maintain your lifestyle and that of your family (daily expenses, loans, children's education…)?
  • Have you planned for your spouse and children in case of an unforeseen event?

How to Choose the Right Business Owner Status?

As an entrepreneur or business leader, you must balance social protection and cost-effectiveness when choosing your status.

Our Experts Help You:

  • Analyze your current situation (social risks and opportunities).
  • Select and implement the most suitable status for your personal and professional situation.
  • Improve your social coverage: Guidance on individual and group insurance (daily allowances, disability pension, life insurance, educational annuity) and health coverage.
  • Optimize your remuneration strategy: Salary vs. Dividends? Finding the most tax-efficient way to maximize net income while ensuring social protection and retirement benefits.
  • Explore retirement plans: Madelin, Article 82/83, PEE, PERCO, and other financial planning tools.
  • Adapt your strategy over time, adjusting to business and personal changes.

We collaborate with our wealth management and insurance advisory subsidiaries to offer tailored solutions for your business and personal financial security.

Salary vs. Dividends: Which Is More Beneficial?

This is a critical decision that impacts your net income, tax burden, social security contributions, and long-term financial planning.

Key Questions to Consider:

  • What is the best remuneration strategy for me?
  • Should I take my bonus as salary or dividends?
  • How can I maximize my income while minimizing tax and social costs?
  • How can I preserve my social benefits and optimize my retirement contributions?

Our remuneration experts provide personalized guidance and financial simulations to help you choose the best approach tailored to your professional and personal goals.